Stone Group Real Estate Team · Planning tools
Mortgage payment calculator
See the monthly payment, interest and balance for a loan amount and rate.
Your estimate will appear here when the calculator is ready.
Principal + interest only
- Principal repaid during term
- —
- Interest paid during term
- —
- Balance at term end
- —
- Monthly payment at a rate 1 point higher
- —
Term payments: principal in navy · interest in light blue
See the year-end balances
| Year | Balance |
|---|
Make the numbers useful
Try a scenarioChange the example figures to explore your own plan.
Understand the scopeCheck the assumptions alongside your estimate.
Keep it privateInputs stay in this page. No account, saving or submission.
What this estimate means
Know what’s included.
Monthly payments at a fixed rate. Uses semi-annual compounding, with no prepayments or skipped payments. The selected rate stays unchanged over the term shown. Rates may change at renewal.
Property taxes, strata fees, insurance, utilities and closing costs are excluded. The calculator does not assess loan approval or amortization eligibility. Term cannot exceed amortization.
The Government of Canada mortgage calculator · RBC fixed-rate calculation example
Source review: September 30, 2026. Planning estimates only; your lender or conveyancer must confirm the figures that apply to you.